How to take on credit card debt like a Marine

How to take on credit card debt like a Marine

November 10, 2016

The United States Marine Corps celebrates its birthday on November 10. It is the smallest branch of the US Armed Forces and it was founded in 1775. Over the years, however, US Marines have become one of the most feared and most respected of all of the world’s armed forces. From the halls of Montezuma, to the shores of Tripoli, these brave men and women go wherever they are needed. They are all heroes and their examples should be followed by each and every one of us.

In fact, the world would be a much better place if we were all as disciplined and brave as our Marines. The few and the proud are a no nonsense group. They get things done. No matter how difficult a problem is, they fix it, and they do it as fast as possible. This mentality is exactly what we need, especially when dealing with difficult issues, such as credit card debt.

Fighting credit card debt like a Marine guarantees success

If you’re having problems with debt, and if you want to fix these problems, you might want to try changing your lifestyle. Try to be a financial Marine and you won’t regret it. Here’s why:

Be disciplined

There’s no better way to avoid debt than being financially responsible. And, if you want to be financially responsible, you need discipline. Marines have plenty of that.

You will meet with many special offers and many discounts. But what if you don’t need those things? Just because they’re for sale, it doesn’t mean that you should buy them. Credit cards make it easy for you to spend money. Especially since the money is not yours. And, if you get carried away, you might just end up with a lot of serious credit card debt.

With discipline, you can protect yourself. You can be a responsible credit card user, buying the things that you want, but also making sure that you don’t drown yourself in debt.

Don’t hold anything back

Marines always give at least 100%. They are always fully committed and that’s how you should be as well, if you want to get rid of all that debt. Accept that there’s a problem and start fixing it right away. Don’t postpone it, don’t ignore it. Just do it.

The faster you solve this pesky problem, the better. And you can only do this if you are fully committed. Pay everything in full and on time. There’s plenty of time to rest once you get rid of that credit card debt. Remember this.

Fight on all fronts

Marines fight on land, at sea and in the air. That’s what you need to do too. It’s not enough just to not spend more than you can afford to pay, or to just make the minimum payments. If you want to get rid of debt, you have to do everything in your power to get rid of it. Pay everything in full and on time. Change your spending habits. Only use your credit card when you have to. Do not give in to special offers.

Stay vigilant and adapt

Problems are always going to come your way. You can’t avoid this. But you can be prepared. Always be prepared for the worse and make sure that you have the ability to adapt when you are hit with a new problem.

If credit card debt is present in your life, chances are you also have other financial problems. You might manage to pay off your credit cards if you focus only on this problem. But you might also end up losing your home.

Make a list of all your problems and see which ones are more important. Take care of those first and afterwards move to the smaller ones.

Never give up

There’s a scene in the movie “A Few Good Men” that goes like this:

“The Marines… are fanatical.”

“About what?”

“Being Marines.”

Don’t be afraid to be fanatical about getting rid of that credit card debt. In fact, it’s good if you are. Because fighting debt is hard. And you might be tempted to just give up at one point. Don’t do it. Continue the fight and you will come out a winner in the end.

Final word

We have much to learn from the brave men and women who protect our nation. The sacrifices we make when dealing with our everyday problems are nothing compared to what they’re going through. They can inspire us and we can draw strength from them to fight our small battles and to conquer them.

Thank you, Marines, for your service!

And Happy Birthday!

Thomas Hookton

Thomas Hookton is a finance journalist, history buff and science fiction connoisseur. Hit him up via email.

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