What to Consider When Picking a Rewards Credit Card

What to Consider When Picking a Rewards Credit Card

February 14, 2017
rewards credit card

We all love rewards credit cards. But there are so many of them out there. How do you pick the right one for you. This article will help you out and will tell you what to consider when picking a rewards credit card.

The Sign-up Bonus

The sign-up bonus should be the first thing to catch your eye when looking for rewards credit cards. A lot of cards out there offer incredible bonuses just to get you to sign up. But don’t forget to do some research into what the normal sign-up bonus is for each card you’re interested in.

How Many Points or Cash Back Will You Receive?

It’s important for you to know how many points you will get with each purchase. That’s why many people carry more than one card in their wallets. Different cards will offer bonus points for different purchases, remember that.

Sign-up Bonus With Low Spend Requirement

Large spending requirements always come with large sign-up bonuses. You need to take this into account if you really want to get to those rewards.

Annual Fees

Most rewards cards will charge you annual fees. The good thing is that a lot of companies will waive this fee for the first year. But you’ll still have to pay afterwards. So make sure that it’s something that you can afford.

Other Perks

This is the last thing that you should look for. Last but not least. Because the other perks do count. Some of them can be very useful.


Thomas Hookton is a finance journalist, history buff and science fiction connoisseur. Hit him up via email.

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