All experienced credit card users are familiar with the dangers of using plastic, but I wonder how many of them are aware of the benefits that come with that little rectangle. Most credit cards nowadays offer at least some benefits to their cardholders, so, if you’re not taking advantage of the free stuff that comes with your credit card, you should be.
The way credit cards work is easy to understand. The more you pay, the more you get. So, if you want the best benefits, you have to be prepared for some hefty annual fees.
However, this doesn’t mean that those credit cards that come with no or low fees can’t offer you anything. In fact, most cards offer purchase protection in one form or another. This includes price protection, extended warranties and return protection.
These perks might not look like much at first but they can really add value to your purchases. Just think about it. With return protection, you can return an item even if the store you bought it from doesn’t accept returns.
Price protection is another great feature. With it, you can make sure that you get the best price no matter where you make your purchases. Finally, extended warranties can offer you some peace of mind when you buy something expensive. It will save you money, as you won’t have to pay for the extended warranty offered by the store, and it can help you save even more if the item you bought needs repairs or replacement.
Your credit card is not just there to help you pay for stuff. It can also offer you a lot of perks. If you’re not sure what they are, check with your credit card provider and, afterwards, start using these perks. You’re already paying for them, so don’t be afraid to enjoy them.