As individuals, we each have our own problems. But there are also some problems that we share with others. Most of them tend to be about money and they also tend to be urgent. So, when dealing with them, you don’t really want to waste any time. To help you out, I’ll tell you six quick, money-saving solutions to six common problems.
How do I deal with student loans?
The answer is: YOU REFINANCE. You have no credit history when you apply for those loans, so you are definitely going to get high interest rates. But you can change that after a few years. Go for a better deal, there’s really no reason not to do it.
How do I deal with my mortgage?
Again, the answer is: YOU REFINANCE. If you have a variable rate loan, then you need to refinance to a fixed rate one and lock in those low interest rates.
How do I deal with income taxes?
The answer is: START MAKING CONTRIBUTIONS TO A QUALIFIED RETIREMENT PLAN AT YOUR PLACE OF WORK. This way you can reduce your taxable income and also build up your investment portfolio.
How do I deal with utility bills?
The answer is: CHANGE PROVIDERS. You can save up to 15% on your electric and gas bills if you do it.
How do I deal with my cell phone bill?
The answer is: SHOP AROUND. It’s the only way to find the best service for you, at the best price.
How do I deal with insurance?
Again, the answer is: SHOP AROUND. Those insurance companies aren’t afraid to fight for your business. They want it, so make them pay for it.